Legal Disclaimers

IMPORTANT: By accessing this web site and any of its pages (“Site”) you are agreeing to be bound by the terms set out herein.

The information on the website you are about to enter is intended to be viewed by Professional Investors only (or such similar persons as the term is defined under the laws of other relevant jurisdictions). In Hong Kong, “Professional Investor” is defined under the Securities and Futures Ordinance (Chapter 571 of the laws of Hong Kong), as may be amended from time to time.


  1. No provision of financial services or products

Neither Anbang ("we", "us", "our", “Company”) nor any other member or affiliate of  Anbang (“Anbang Group”) offers any financial services or products through our or their provision or operation of this Site. Any information available about products or services on this Site does not constitute an offer or recommendation of any products or services provided by any member of the Anbang Group. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law, rules or regulation. This Site shall not be considered as communicating (i) any invitation or inducement to engage in any investment activity or (ii) any offer to buy or sell any securities or other instruments outside any jurisdiction where we are licensed to perform such activities.

Products or services you may view on or through this Site have not been reviewed by and are not authorised by the Securities and Futures Commission (“ the SFC”) . Accordingly, you are not protected by any securities laws, or other relevant laws, rules or regulations with respect to products or services you may view on or through this Site.

This site may include forward-looking statements which are based on our current opinions, expectations and projections. We accept no responsibility for and makes no representation or warranty, express or implied, as to the truth, accuracy, completeness or reasonableness of any such statements. We undertake no obligation to update or revise any forward-looking statements. Actual results could differ materially from those anticipated in the forward-looking statements.

The value of investments and any income generated may go down as well as up and is not guaranteed. Past performance is not a guide to future performance. Where yields have been quoted, they are not guaranteed. Different funds have different levels of risk. Changes in rates of exchange may have an adverse effect on the value, price or income of investments. Investors should be aware of the additional risks associated with investments in emerging or developing markets. Investors should be aware that investments in higher yielding bonds issued by borrowers with lower credit ratings may result in a greater risk of default and have a negative impact on income and capital value. Income payments may constitute a return of capital in whole or in part. Income may be achieved by foregoing future capital growth.

Investment in a fund is not intended to be a complete investment program for any investor. An investment should be viewed as a medium to long-term investment. As part of your long term investment planning you should consider diversifying your portfolio by investing in a range of investments and asset classes.

Investment involves risks. Investors should read all the relevant documents including reports and accounts and offering documents, including the risk factors.

We do not represent that any securities, products or services you may view on or through this Site are suitable for you or for any particular person. You acknowledge that:

     i. neither we nor any other member of the Anbang Group have solicited your use of this Site or any request for information you have made as a result of using this Site; and

     ii. any information provided on this Site does not constitute and should not be considered as investment, financial or professional advice. You should obtain investment, financial and professional advice as appropriate.

2. Trademarks and copyright

We and other parties (as applicable) own the trademarks, trade names, logos and service marks ("Trademarks") that are used or displayed on this Site. You are not allowed to use any Trademark used or displayed on this Site without our or such other parties' written permission.

Materials on this Site are protected by copyright. You are not allowed to modify, reproduce, store in a retrieval system, transmit, copy or distribute these materials (or any part of them), or use them for creating derivative works or in any other way for commercial or public purposes without our prior written consent.

3. No warranty

The contents of this site are based upon sources of information believed to be reliable, however, save to the extent required by applicable law or regulations, no guarantee, warranty or representation (express or implied) is given as to its accuracy or completeness and, the Anbang Group, and each of their directors, officers and employees do not accept any liability or responsibility in respect of the information expressed herein which, moreover, are subject to change without notice.

4. Linked websites

Neither we nor any other member of the Anbang Group are responsible for the contents available on or the set-up of any other websites linked to this Site ("external websites"). Your access to and use of an external website is at your own risk and subject to any terms and conditions applicable to such access and use. By providing hyperlinks to an external website, we shall not be deemed to (i) endorse, recommend, approve, guarantee or introduce any third party or the services or products it provides on the external website, or (ii) have any form of cooperation with such third party and the external website. We are not a party to any contractual arrangement entered into between you and the provider of any external website unless we expressly specify or agree.

5. Email

Email messages sent to us over the Internet cannot be guaranteed to be completely secure. We are not responsible for any damages you incur if you send a message to us, or if we send a message to you at your request, over the Internet. We are not responsible in any way for direct, indirect, special or consequential damages arising from or in connection with the use of this Site.

6. Transmitting over the Internet

Due to the nature of the Internet, messages and transactions may be subject to interruption, transmission blackout, delayed transmission or incorrect data transmission. We are not liable for malfunctions in communications facilities beyond our control that may affect the accuracy or timeliness of messages and transactions you send.

7. Downloading

7.1          We do not represent or make any statement:

7.1.1        that the Site will be available and meet your requirements;

7.1.2        that access to the Site will not be interrupted;

7.1.3        that there will be no delay, failure, error or omission or loss of information in transmission;

7.1.4        that no viruses or other contaminating or destructive properties will be transmitted; and

7.1.5        that no damage will occur to your computer system.

7.2  You are solely responsible for the following:

7.2.1        adequate protection and back up of data and equipment; and

7.2.2 undertaking reasonable and appropriate precautions to scan for computer viruses and other contaminating or destructive properties.

We do not represent or confirm the accuracy, functionality and performance of any third party software that may be used in connection with this Site.